Finance
Live currency rates plus loan, mortgage, interest, savings, tax and pay calculators.
44 tools
- Loan Payment CalculatorWork out the regular payment, total cost and total interest of a fixed-rate loan.
- Mortgage CalculatorEstimate a monthly mortgage payment with optional property tax, insurance, PMI and HOA, plus a yearly amortization table.
- Amortization ScheduleSee every payment of a fixed-rate loan split into principal and interest, with the balance after each one.
- Credit Card Payoff CalculatorFind how long a credit card balance takes to pay off, or the monthly payment needed to clear it by a target date.
- Compound Interest CalculatorGrow a starting balance with compound interest and optional monthly contributions.
- Future Value CalculatorFind what a present amount and optional regular payments will be worth in the future.
- Present Value CalculatorFind what a future amount (and optional regular payments) is worth today at a given discount rate.
- ROI CalculatorCalculate return on investment, and the annualized return if you know how long you held it.
- Inflation CalculatorSee what something will cost after years of inflation, and what today's money will be worth.
- Sales Tax CalculatorAdd sales tax to a price, or take it back out of a total that already includes tax.
- Salary ↔ Hourly CalculatorConvert pay between hourly, daily, weekly, biweekly, monthly and yearly amounts.
- Discount CalculatorFind a sale price and how much you save — from a percentage off, an amount off, or a known sale price.
- APR to APY CalculatorConvert an annual percentage rate (APR) to the annual percentage yield (APY) it really earns, or back again.
- Effective Interest Rate CalculatorTurn a nominal interest rate into its effective annual rate, and into the equal rate under a different compounding schedule.
- CD CalculatorSee what a certificate of deposit (CD) will be worth at maturity and how much interest it earns.
- NPV CalculatorFind the net present value of an investment from its upfront cost and future yearly cash flows.
- IRR CalculatorFind the internal rate of return — the discount rate that makes a series of cash flows break even.
- Annuity Payout CalculatorSee how much a lump sum can pay out each month (or year) for a set number of years while it keeps earning interest.
- Retirement Savings CalculatorProject your retirement balance from current savings, monthly contributions and an expected return.
- Rule of 72 CalculatorEstimate how many years it takes money to double at a given return — or the return needed to double in a set time.
- Car Affordability CalculatorWork backward from a monthly payment you can afford to the most expensive car you can buy.
- House Affordability CalculatorEstimate the most house you can afford from your income, debts, down payment and mortgage rate, using the 28/36 rule.
- Interest-Only Mortgage CalculatorSee the payment during an interest-only period and the jump when principal payments start.
- EMI CalculatorCalculate the equated monthly installment (EMI) for a home, car or personal loan, with a yearly breakdown.
- Refinance CalculatorCompare your current loan with a refinance: the new payment, monthly savings, break-even point and lifetime cost.
- Down Payment CalculatorFind the down payment and loan amount for a home price, and how much to save each month to get there.
- Debt-to-Income Ratio CalculatorCalculate your debt-to-income (DTI) ratio — the share of gross monthly income that goes to debt payments.
- Loan-to-Value (LTV) CalculatorFind the loan-to-value ratio of a mortgage, and the combined LTV when there is a second loan.
- Break-Even CalculatorFind how many units you need to sell to cover your fixed costs, and the sales revenue at that point.
- Payback Period CalculatorFind how long an investment takes to pay for itself, with or without discounting future cash flows.
- Commission CalculatorWork out a sales commission from the sale amount and rate, plus total pay with a base salary.
- Dividend Yield CalculatorFind a stock's dividend yield from its dividend and share price, and your yearly dividend income.
- Straight-Line Depreciation CalculatorSpread an asset's cost evenly over its useful life and see the book value each year.
- Declining Balance Depreciation CalculatorDepreciate an asset faster in its early years with double-declining (200%) or 150% declining balance.
- Sum-of-Years' Digits Depreciation CalculatorDepreciate an asset with the sum-of-the-years'-digits method, which front-loads depreciation.
- Units-of-Production Depreciation CalculatorDepreciate an asset by how much it is used — per unit produced, mile driven or hour run.